{"id":2549,"date":"2026-06-02T23:45:00","date_gmt":"2026-06-02T23:45:00","guid":{"rendered":"https:\/\/thequickwise.com\/1f58e71e-faaf-45db-80c8-18889cb702a2\/"},"modified":"2026-06-02T23:45:32","modified_gmt":"2026-06-02T23:45:32","slug":"1f58e71e-faaf-45db-80c8-18889cb702a2","status":"publish","type":"post","link":"https:\/\/thequickwise.com\/ms\/1f58e71e-faaf-45db-80c8-18889cb702a2\/","title":{"rendered":"Cr\u00e9dito Automotriz Santander: Enganche Desde 10%, Hasta 72 Meses y Tasas Fijas"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Cr\u00e9dito Automotriz Santander<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Cr\u00e9dito con enganche desde 10%, plazos hasta 72 meses y tasa fija. Estrena auto, seminuevo, ecol\u00f3gico o moto y paga anticipado sin penalizaci\u00f3n.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thequickwise.com\/ms\/redirect\/?https:\/\/www.santander.com.mx\/personas\/credito-y-financiamiento\/credito-automotriz\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Solicitar ahora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1s redirigido a otra p\u00e1gina<\/small>\n<\/div>\n<p>El Cr\u00e9dito Automotriz Santander es una opci\u00f3n atractiva para quienes desean estrenar veh\u00edculo este a\u00f1o. Ofrece tasas de inter\u00e9s fijas competitivas y pagos anticipados sin penalizaci\u00f3n. Los plazos llegan hasta 72 meses si compras con Alianzas S\u00faper Auto y hasta 60 meses para autos de otras marcas y motos. Adem\u00e1s, el enganche puede ser tan bajo como el 10% si adquieres un auto con las alianzas participantes, o 20% para marcas fuera de convenio y motos.<\/p>\n<p>Para aplicar solo necesitas tener entre 18 y 69 a\u00f1os, comprobante de ingresos (m\u00ednimo $7,000 MXN al mes para personas f\u00edsicas) y antig\u00fcedad laboral de al menos un a\u00f1o. Puedes solicitar el cr\u00e9dito incluso si no eres cliente Santander. El seguro de vida y desempleo durante el plazo del financiamiento tambi\u00e9n est\u00e1 incluido para mayor tranquilidad.<\/p>\n<h3>Paso a paso para solicitar el Cr\u00e9dito Automotriz Santander<\/h3>\n<ul>\n<li>Compara opciones y decide el auto, seminuevo, moto o veh\u00edculo ecol\u00f3gico que deseas.<\/li>\n<li>Verifica si el distribuidor est\u00e1 dentro de las Alianzas S\u00faper Auto para acceder a mejores condiciones.<\/li>\n<li>Re\u00fane tu documentaci\u00f3n b\u00e1sica: identificaci\u00f3n oficial, comprobante de ingresos y domicilio.<\/li>\n<li>Solicita el cr\u00e9dito en la agencia o sucursal Santander m\u00e1s cercana.<\/li>\n<li>Firma tu contrato y espera la aprobaci\u00f3n (com\u00fanmente es r\u00e1pida).<\/li>\n<\/ul>\n<h3>Ventajas destacadas<\/h3>\n<p>Este cr\u00e9dito destaca por su flexibilidad de plazo, permitiendo pagos en hasta 72 meses para ciertos modelos y marcas. Adem\u00e1s, te libera de penalizaciones al realizar abonos adelantados, beneficiando a quienes desean liquidar su deuda antes.<\/p>\n<p>Otra ventaja atractiva es que no necesitas ser cliente Santander para tramitarlo. As\u00ed se ampl\u00eda el acceso a m\u00e1s personas que buscan financiamiento conveniente y seguro para autos, motos e incluso veh\u00edculos ecol\u00f3gicos.<\/p>\n<h3>Desventajas a considerar<\/h3>\n<p>El enganche m\u00e1s bajo, del 10%, se limita a veh\u00edculos de marcas con Alianzas S\u00faper Auto. En caso de autos fuera de convenio y motos, el desembolso inicial sube al 20%. Esto puede limitar tus opciones si buscas el menor enganche posible.<\/p>\n<p>El seguro de vida y desempleo, aunque necesario, implica un costo anual adicional de alrededor de $1,800 MXN, que puede sumar al pago total a largo plazo.<\/p>\n<h3>Mi veredicto<\/h3>\n<p>El Cr\u00e9dito Automotriz Santander sobresale por sus plazos largos, tasas fijas, flexibilidad y facilidad de acceso incluso para quienes no son clientes previos. Es una excelente alternativa si buscas opciones variadas, pagos flexibles y condiciones transparentes.<\/p>\n<p>Sin embargo, debes analizar bien el enganche y los costos de seguro para determinar si se adapta a tu perfil. Mi consejo: cotiza y comp\u00e1ralo antes de decidir.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Cr\u00e9dito Automotriz Santander<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Cr\u00e9dito con enganche desde 10%, plazos hasta 72 meses y tasa fija. Estrena auto, seminuevo, ecol\u00f3gico o moto y paga anticipado sin penalizaci\u00f3n.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thequickwise.com\/ms\/redirect\/?https:\/\/www.santander.com.mx\/personas\/credito-y-financiamiento\/credito-automotriz\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Solicitar ahora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1s redirigido a otra p\u00e1gina<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Descubre el Cr\u00e9dito Automotriz Santander: enganche desde el 10%, plazos hasta 72 meses y tasa fija. Solicita tu cr\u00e9dito y disfruta tu auto, moto o ecol\u00f3gico sin complicaciones.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[10],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cr\u00e9dito Automotriz Santander: Enganche Desde 10%, Hasta 72 Meses y Tasas Fijas - The Quick Wise<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thequickwise.com\/ms\/1f58e71e-faaf-45db-80c8-18889cb702a2\/\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9dito Automotriz Santander: Enganche Desde 10%, Hasta 72 Meses y Tasas Fijas - The Quick Wise\" \/>\n<meta property=\"og:description\" content=\"Descubre el Cr\u00e9dito Automotriz Santander: enganche desde el 10%, plazos hasta 72 meses y tasa fija. 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